Top 7 Life Insurance for 78 year Old Woman
I am a citizen over the age of 78, can I get life insurance coverage? If you can! Most life insurance companies have an age limit of 80 years. However, there are companies that offer coverage with a qualified age of up to 85 years.
Our A + rated life insurance companies will provide you with life insurance coverage. At Senior Care Life we specialize in insuring seniors up to 85 years of age.
We can take out full life insurance without a medical examination.
Here below top 7 over 78 life insurance provider companies :-
- Mutual Of Omaha (Living Promise)
- United Home Life UHL
- Foresters (Plan Right)
- Royal Neighbors Of America
- Liberty Bankers Life
- Prosperity Life
- AETNA Life
Most insurance companies will provide coverage in the following categories:
- AIG (Guaranteed Issue)
- Gerber Life (Guaranteed Issue)
- Sentinel Security Life (New Vantage 1)
Life Insurance for 78 year Old Woman
Get standard life insurance at age 78 coverage:-
- Poor life insurance coverage.
- Qualified Benefit Life Insurance Coverage.
- Modified benefit Life insurance coverage.
- All policies are whole life insurance coverage.
- Policies increase cash value.
- You can borrow the cash value.
- Excellent premium rates.
- Multiple life insurance companies to choose from.
- Policies covering older people with all medical conditions.
- No medical examination required.
- A citizen over the age of 78 can obtain life insurance.
- Without medical examination.
If you are 78 years old, please fill out the contact form above for a quick quote from a licensed senior life insurance professional in your state. Your policy can cost as little as $ 1 a day.
We can take out full life insurance without a medical examination, even if you suffer from serious illnesses.
Rates For Term Life Insurance for Over 78 Age
If you have already requested your general senior life insurance for 78 year old woman quote, our agents will call you as soon as possible to discuss your condition and give you a free, no-obligation quote on your total life insurance policy.
Yes! A person over the age of 78 can get life insurance coverage.
| Sl. No. | Age | Coverage | Price Per Month | Yearly Price |
| 1. | 75 | $100K | $134 | $1530 |
| 2. | 76 | $100K | $156 | $1785 |
| 3. | 77 | $100K | $178 | $2035 |
| 4. | 78 | $100K | $200 | $2286 |
| 5. | 79 | $100K | $222 | $2538 |
| 6. | 80 | $100K | $244 | $2800 |
Can a 78 Year Old Get Life Insurance?
Especially. It is possible to receive quotes for term life insurance for older people aged 75 and over. You should understand that insurance companies consider this to be a higher risk because the health of the elderly deteriorates as they age.
In fact, obtaining life insurance at this age is risky because the mortality of men (78) and women (81) is a decade.
However, senior risk insurance rates can be affordable if you are healthy, take minimal medication, and have no major health problems.
The only thing to keep in mind are hybrid products that claim to offer things that just don’t make sense. For example, advertisements you receive in the mail or late-night television ads.
Is affordable life insurance possible for people over 75?
In these cases, be sure to read the advertiser’s disclosure as your survival benefits for your family will count on it.
Most of the time, you will find that these commercials and television commercials are just a trick and are not worth the paper the ink is on. Beware of the 75% Money Back Plan!
If you are looking for 75 term life insurance for seniors, please contact us. We are the authority for life insurance for over 75 as we have A + rated operators that specifically specialize in the over 75 markets.
How much does life insurance cost for a 78 year old?
First of all, whether you are over the age of 78 or younger, regardless of age, life insurance is a crucial purchase.
Especially for people over 75 to 78 years old! This is the best way to ensure that your family is financially secure once approved.
Above all, as you get older, you are more prone to health problems. When you get coverage, you can calm down at the ages of 78, 79, 80 or older. In general, you want to make sure that the policy is long-term and that the death benefit is paid as the maximum age for life insurance is 89 years.
In fact, the insured must cover the policy to prevent loved ones from inheriting their debts or paying their final expenses.
Again, it is never too late to get life insurance for people over 75. Of course, those over the age of 75 may hesitate due to the high rates. Don’t worry, you can get affordable life insurance for people over 75.
Life insurance for people over 75, How much will it cost?
However, it is still possible to find affordable coverage plans. In fact, there are many insurance options out there to get affordable life insurance quotes for people over 75 to 78 years old.
Don’t put it off as it just means paying a higher premium! Once you’re over 60, monthly payments increase dramatically every year if you don’t have it blocked.
More importantly, answer the health questions honestly, whether it’s a term guideline or a final issue. Another alternative is life insurance for people over 78 without a medical examination.
The subscription may be similar to health insurance for seniors without a medical exam, which involves asking questions and a possible telephone interview. In some cases, a medical examination by the MIB.
Remember, when you buy life insurance for 78 year old woman, it is not for you, it is for them!
Can you get affordable life insurance after age 75 to 78?
Or even insurance for people over 75? Yes you can still get coverage !!!
For one, it’s never too late to protect loved ones with term life insurance for people over 78. Whether you’re looking for life insurance for a 78 year old man or woman, it will all come down to health and medications that will determine the best rate.
In particular, there are 4 different types of policies that we recommend for people over 70:
- 10-year term: Are you in good health and still active? You may qualify for medically underwritten life insurance – the most affordable term life insurance coverage for people over 75! This is a great option for an insurance plan if you have more than one burial to cover! To get the cheapest life insurance for 78 year old woman, contact us!
- Guaranteed problem: no matter how bad your health is, you have guaranteed acceptance. It does not require a medical examination or health questions. However, it can be expensive, but you are guaranteed to leave cash for your loved ones. This type of policy is generally for funeral expenses.
- Simplified problem: there is also no medical examination with this type of life insurance for seniors over 70 policy. Simply answer a questionnaire about your medical history to request it. It is not guaranteed, but acceptance rates are higher than policies that require a medical exam. This is better known as final expense life insurance for seniors. It remains affordable life insurance for people over the age of 75.
- Burial and / or final expense policy: These policies will cover your final expenses, such as burial and small minor debts so that your family does not have to. The nominal amounts for these policies generally range from $2,000- $50,000.
- Our favorite carrier is Mutual of Omaha. They have a final spending policy called “Life Promise,” which is the best product on the market for life insurance for seniors.
Life Insurance Over 70 Age
It is important to find the combination of cost of living insurance at age 70 or older along with quality. So if you are wondering which is the best life insurance for people over 70, you are in the right place.
It is important that you call us and allow us to compare life insurance rates based on your profile.
Note :-
According to our research at the time of writing this article (December 2018).
The life insurance companies listed in this article are the best options for people over 60, 61, 62, 63, 64, 65, 66, 67, 68 , 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90.
Coverage is not guaranteed of applicants as other factors may also affect the applicant’s quotes and coverage possibility.
- Top 7 Life Insurance for 78 Year Old Woman Compare Rates Quotes.